ez-link cards

These Conditions shall be binding on all persons (“Card Holders“) to whom or on whose behalf a ez-link contactless stored value facility which complies to the CEPAS Standard, ”ez-link card” for short, is sold, or who otherwise acquires an ez-link card.

DISTRIBUTION OF EZ-LINK CARDS AS A STORED VALUE FACILITY

  1. The ez-link card is sold or otherwise distributed under EZ-Link Pte Ltd’s (“EZL”) brand name “ez-link”.
  2. The ez-link card is a widely accepted stored value facility under the Payment Systems (Oversight) Act (Act 1 of 2006). Being a widely accepted stored value facility, the stored value on the ez-link card is required to be held by an Approved Holder (as defined in paragraph 1.7) approved by the Monetary Authority of Singapore (“MAS”). In addition, a bank which is an Approved Bank (as defined in paragraph 1.7) shall undertake to be fully liable for the stored value on the ez-link card,
  3. EZL is the Approved Holder of the ez-link card, and Citibank Singapore Limited (“Citibank”) is the Approved Bank and both EZL and Citibank have undertaken to be fully liable for the Stored Value of the ez-link card.
  4. These Conditions are published by EZL jointly with Citibank and govern the possession and use of the ez-link card.
  5. EZL operates the ez-link card system in respect of the Card Holder’s use of the ez-link card in accordance with these Conditions. The ez-link cards are distributed by EZL and/or EZL’s agents (“Agents”).
  6. The money advanced by the Card Holder for the Stored Value (as defined in paragraph 1.7) of the ez-link card or for topping up the Stored Value of the ez-link card, as the case may be, is collected by EZL and/or the Agents for and on behalf of EZL as Approved Holder.
  7. For the purposes of these Conditions:-“Approved Bank” shall mean the bank approved under the Payment Systems (Oversight) Act to undertake to be fully liable for the stored value on the ez-link stored value facility.“Approved Holder” shall mean the party approved under the Payment Systems (Oversight) Act to be the holder in respect the ez-link stored value facility.“cards” and “ez-link cards” shall include any stored value facility, whether in the form of a card or otherwise, which are sold or distributed under EZL’s brand name “ez-link”.“CEPAS Standard” shall mean Singapore Standard for Contactless e-Purse Application.“Stored Value” or “stored value” shall mean the initial monetary value paid for and stored in an ez-link card or the residual value remaining therein from time to time, excluding the Card Cost, which value shall not at any time exceed S$500 or such other amount as EZL may stipulate from time to time;“Qualified Goods and/or Services” shall mean the goods sold and/or the services rendered by Qualified Merchants; and

    Qualified Merchants” shall mean persons approved by EZL to be engaged in the sale of the Qualified Goods and/or the provision of Qualified Services. Qualified Merchant shall be authorized by EZL to accept debits on the Stored Value of the ez-link cards as a means of payment for such Qualified Goods and/or Services and shall include but not be limited to public transport operators licensed by the relevant authorities in Singapore (“Transport Operators”) and/or to provide services which involve the reading/writing of electronically encoded data on Card Holder’s ez-link card.

CONDITIONS OF USE

  1. All ez-link cards are issued subject to these Conditions which shall be binding on all Card Holders.
  2. The purchase of the ez-link card and/or the subsequent use thereof by the Card Holder shall be deemed to be acceptance by the Card Holder of these Conditions and any revisions to these Conditions.
  3. The purchase of the ez-link card and/or the subsequent use thereof by the Card Holder shall be deemed to be acceptance by the Card Holder of these Conditions and any revisions to these Conditions.
  4. The Card Holder agrees that:-
    1. EZL as the Approved Holder shall hold and be fully liable for all monies deposited by the Card Holder onto the ez-link card, and be responsible to the Card Holder for refunds of the Stored Value when the Card Holder presents the ez-link card for refund. EZL shall meet the Card Holder’s redemption by making payment to Qualified Merchants who have provided Qualified Goods and/or Services to the Card Holder. EZL shall be responsible to the Card Holder for all administrative matters relating to the distribution and/or use of the ez-link card as contemplated under these Conditions, and EZL may appoint Agents to carry out such functions on its behalf; and
    2. Citibank shall be fully liable as the Approved Bank under the Payment Systems (Oversight) Act and under these Conditions to the Card Holder in respect of the ez-link card’s Stored Value.
  5. The Card Holder shall examine the ez-link card and/or any change tendered upon the purchase of the ez-link card before leaving the Ticket Office or machine dispensing the ez-link card, as the case may be. EZL and/or the Agents shall not be liable for any error or omission not drawn to their attention at the time of issue of the ez-link card.

VALIDITY OF THE EZ-LINK CARD

  1. An ez-link card is valid for use for 5 years from the date that it is encoded for use by EZL (the “Validity Period”), and thereafter the ez-link card shall expire. EZL may in its discretion and from time to time extend the Validity Period for any or all types of ez-link cards.
  2. EZL may at its discretion blacklist any ez-link cards:
    1. suspected of being counterfeited, stolen, lost, tampered with or fraudulently issued or procured; or
    2. the Stored Value on the ez-link cards have been fraudulently or illegally revalued, or
    3. the ez-link cards are or otherwise suspected of being faulty, damaged or invalid for use.
  3. Where any ez-link cards have been blacklisted, the Card Holder shall not be entitled to use the ez-link cards, and the Stored Value on the blacklisted ez-link cards shall not be refunded to the Card Holder except with the approval of EZL.

CARD COST

  1. EZL may collect from the Card Holder an amount to cover the cost of the card (“Card Cost”) when the ez-link card is first purchased. The Card Cost, which is up to a maximum of S$5.00, is non-refundable.
  2. To purchase an ez-link card, the Card Holder will also be required to purchase a minimum amount of Stored Value. This amount will be determined by EZL and may vary for different types of ez-link cards. The ez-link card is issued subject to the payment of the minimum amount of Stored Value required by the Card Holder, and the Card Cost.

TRANSACTIONS

  1. The ez-link card shall and can be used as a means of payment for Qualified Goods and/or Services, subject always to these Conditions.
  2. EZL and/or the Qualified Merchants may reject the use of the ez-link card for payment of Qualified Goods and/or Services if:-
    1. the ez-link card has expired; or
    2. the ez-link card is suspected to have been fraudulently issued, stolen or tampered with or may in any way pose a risk to the ez-link card system; or
    3. the ez-link card system is unable to process the payment for any reason whatsoever or if a force majeure event (see paragraph 16) arises which disables and/or prevents the Qualified Merchants from accepting and/or processing the ez-link card as a means of payment.
  3. The Card Holder agrees that each of the Qualified Merchants is responsible for deducting payment for Qualified Goods and/or Services that the Card Holder has agreed with the Qualified Merchant or is agreeable (with the Qualified Merchant) to pay from the Stored Value, in such manner as may be required by such Qualified Merchant.
  4. The Qualified Merchants accepting the use of ez-link cards may be changed from time to time without prior notice.

QUALIFIED GOODS AND/OR SERVICES OF QUALIFIED MERCHANTS

It is expressly acknowledged by the Card Holder that neither Citibank, EZL nor any Agent is involved in the provision of the Qualified Goods and/or Services offered by any Qualified Merchant accepting the ez-link card for payment. Neither Citibank, EZL nor any Agent shall be liable in any way for the Qualified Goods and/or Services sold, rendered or provided by the Qualified Merchants (including without limitation any defect, disruption, failure or unavailability of or relating to any of such Qualified Goods and/or Services, as the case may be) or for any other disputes concerning the Qualified Goods and/or Services, all of which shall be the sole responsibility of the Qualified Merchants.

REFUNDS

  1. Subject to paragraphs 3, 7.2, 7.3, 7.4, 7.5, 7.6, 7.7 and 7.8, a refund of the Stored Value remaining on an ez-link card (whether valid or expired) can only be obtained by a Card Holder if the ez-link card is presented at any Passenger Service Centre or Ticket Office at MRT stations and bus interchanges or at such other places as may be designated by EZL. The amount of Stored Value remaining on such ez-link card (whether valid or expired) shall be as determined by EZL and/or the Agents and will be refunded free of interest. The ez-link card shall be returned to the Card Holder after refund. Notwithstanding the foregoing, EZL or its Agent may require the ez-link card to be retained for investigations to determine the remaining Stored Value. Where the ez-link card requires investigations, the Stored Value will be refunded upon completion of the investigations. Subject to paragraphs 7.4 and 7.5, the � residual Stored Value on the ez-link card will be determined based on the electronic data encoded. However, no refund of the Stored Value will be made on any expired ez-link card after 12 years from the date the ez-link card was first encoded by EZL for use whereupon the Card Holder shall have no claim against Citibank and/or EZL in respect of the Stored Value remaining on such ez-link card, whereupon EZL shall be fully entitled to deal with any unclaimed Stored Value as it thinks fit.
  2. Other than as provided in paragraph 7.1 above, neither EZL nor any of the Agents shall be obligated to make a refund to any Card Holder or to process any Card Holder’s request for refund on any ez-link card (whether valid or expired). Notwithstanding the foregoing provision, each of EZL and the Agents may at their absolute discretion make a refund or process a refund in respect of the Stored Value or any part thereof, and any such refund may be made and/or processed subject to conditions imposed by EZL and/or the Agents on EZL’s behalf. EZL and/or the Agents shall not be obliged to effect an immediate refund, and may, in its absolute discretion, refund the amount on any ez-link card in such manner and upon due verification as it deems fit.
  3. In any case, each of EZL and the Agents will not be liable to make a refund of the Stored Value if :-
    1. the ez-link card is not surrendered by the Card Holder at the time of a request for refund; or
    2. the encoded data on the ez-link card is erased wholly or in part, or otherwise altered or interfered with as determined by EZL and/or the Agents; or
    3. the ez-link card’s electronic data and its external card number are not reliably readable for any reason whatsoever as determined by EZL and/or the Agents; or
    4. the ez-link card is faulty, damaged or invalid for use whether intentionally or by failure by the Card Holder to take proper card of the ez-link card as determined by EZL and/or the Agents; or
    5. the ez-link card is counterfeited, stolen, lost, tampered with or fraudulently issued or procured; or
    6. the Stored Value on the ez-link cards have been fraudulently or illegally revalued.
  4. A Card Holder shall, upon surrender of the ez-link card pursuant to clause 7.1 herein, be entitled to a refund of the Stored Value within 12 years from the date that the ez-link card is first encoded for use by EZL, PROVIDED that where the ez-link card is surrendered for refund more than 2 years after the Validity Period, ez-link shall be entitled to levy monthly a service charge (“Refund Service Charge”) of such an amount as ez-link may in its discretion determine from time to time, for each card that is not surrendered for refund more than 2 years after the Validity Period. The Refund Service Charge shall be deducted monthly from the Stored Value commencing 2 years after the Validity Period until the ez-link card is finally surrendered for refund or when the Stored Value in the Card is fully depleted, whichever is the earlier. For the avoidance of doubt, the Card Holder shall not be entitled to a refund after expiry of 12 years from the date that the ez-link card is first encoded for use by EZL.
  5. Where the ez-link card’s electronic data is not reliably readable for any reason, EZL and/or the Agents may in its discretion allow a deferred refund of the residual Stored Value on the ez-link card based on the available system records of EZL and/or the Agents, provided that the ez-link card’s external card number is readable.
  6. A Card Holder who presents an ez-link card for refund at the designated places referred to in paragraph 7.1 above shall, upon request, produce his/her NRIC or passport for inspection. Each of EZL and the Agents may at their absolute discretion refuse any request for the refund of the Stored Value, if the Card Holder does not produce his/her identification.
  7. The Card Holder shall, upon receipt of the refund, be deemed to have accepted the amount thereof as correct, and agrees to discharge each of Citibank, EZL and the Agents from any liability whatsoever to the Card Holder, including but not limited to any shortfall or error in the amount of such refund.
  8. All obligations of Citibank hereunder are payable solely at and by Citibank in Singapore, subject to the laws of Singapore (including any governmental actions, orders, decrees, and regulations).

DETERMINATION OF VALUE IN EZ-LINK CARD

The determination by EZL and/or the Agents as to the residual Stored Value of an ez-link card shall be final and conclusive. For the purpose of such determination, the residual Stored Value as determined by EZL and/or the Agents from either the value encoded in the ez-link card (where the electronic data on the card is reliably readable) or the records of EZL or the information generated by the ez-link card system shall, save for manifest error, be deemed to be conclusive and binding against the Card Holder.

REPLACEMENT OF DEFECTIVE EZ-LINK CARDS

  1. Subject to paragraphs 9.2, 9.3, 9.4 and 9.5 below, a Card Holder may replace a defective ez-link card by presenting it at any Ticket Office at MRT stations and bus interchanges. The Stored Value on the defective ez-link card shall be refunded to the Card Holder in accordance with paragraph 7. A free replacement ez-link card shall be issued to the Card Holder provided that the Card Holder pays the minimum Stored Value amount. The defective ez-link card shall be surrendered to and retained by EZL and/or the Agent upon such request for replacement. For the purposes of these Conditions, an ez-link card shall only be regarded as “defective” in the event its electronic data cannot be reliably read for any reason whatsoever as determined by EZL and/or the Agents.
  2. Other than as provided in paragraph 9.1 above, neither EZL nor any of the Agents shall be obligated to replace any ez-link card (whether defective or not). Notwithstanding the foregoing provision, each of EZL and the Agents may at their absolute discretion replace the ez-link card, and any such replacement may be made subject to conditions imposed by EZL and/or the Agents on EZL’s behalf.
  3. In any case, each of EZL and the Agents will not be liable to replace the ez-link card for free as provided in paragraph 9.1 if:-
    1. the ez-link card is not surrendered by the Card Holder at the time of request for replacement; or
    2. EZL and/or the Agents in its discretion determine that the ez-link card has been damaged whether intentionally or by failure to take proper care of the ez-link card or otherwise used or handled in breach of paragraph 2.3 herein; or
    3. the ez-link card has de-laminated, peeled, broken or otherwise damaged due to wear and tear; or
    4. the external card number is not reliably readable for any reason whatsoever as determined by EZL and/or the Agents; or
    5. the ez-link card has exceeded a period of more than 5 years from the date it was encoded for use.
  4. A Card Holder who presents an ez-link card for replacement at the designated places referred to in paragraph 9.1 above shall, upon request, produce his/her NRIC or passport (in the case of non-Singapore citizens) for inspection. Each of EZL and the Agents may at their absolute discretion refuse any request for replacement of the ez-link card, if the Card Holder does not produce his/her identification.
  5. The determination by EZL and/or the Agents as to the amount of Stored Value on a defective ez-link card shall be final and conclusive (see paragraph 8 above). EZL reserves the right to subsequent adjustments to such determination should any transaction records received late indicate a different value than that determined at the time of replacement.

OWNERSHIP OF EZ-LINK CARDS

  1. Notwithstanding payment of the applicable Card Cost for any ez-link card purchased, all ez-link cards shall remain the property of EZL. All ez-link cards shall be produced at any time on demand for inspection by any authorised officer or employee of EZL, any Agent, the Transport Operators and/or any Qualified Merchant.
  2. EZL, the Transport Operators and/or the Agents shall be entitled without assigning any reason therefore to retain any ez-link card which it reasonably suspects or has reason to believe to have been fraudulently issued, stolen, tampered with and/or used any ez-link card (including but not limited to personalised and concession ez-link cards) which was not issued to the person using such ez-link card or which the person is not entitled to the use thereof, or where the ez-link card has been blacklisted.

LOSS OF EZ-LINK CARDS

  1. Card Holders are responsible for safeguarding their ez-link cards against loss, damage or theft, and ensuring that their ez-link cards are not used by any person without the Card Holder’s permission. Each of Citibank, EZL, the Agents and the Qualified Merchants accepting the ez-link card for payment for Qualified Goods and/or Services are not responsible for any financial losses incurred due to the loss of an ez-link card and have no obligation whatsoever to prevent the use of a lost ez-link card by a person other than the Card Holder.
  2. Where EZL and/or the Agents are in possession of any lost ez-link card, the Card Holder may reclaim the ez-link card provided that the Card Holder is able to produce proof of ownership to the satisfaction of EZL and/or the Agents. Card Holder shall not have any claim to any lost ez-link card or the Stored Value therein if the lost ez-link card remains unclaimed after two weeks in EZL and/or the Agents’ possession. EZL shall be fully entitled to deal with the Stored Value remaining on such lost ez-link card as it thinks fit.

EXCLUSION OF LIABILITY

  1. Notwithstanding anything to the contrary contained herein, each of Citibank, EZL and the Agents shall not be liable, whether or not arising out of the negligence of each of Citibank, EZL, the Agents and/or their respective officers, employees, or agents, for any losses, damages, expenses, claims, liability and costs (including cost on a solicitor and client basis) that the Card Holder may incur or suffer in connection with:-
    1. the use or issue of ez-link cards; or
    2. any delay in issuing of ez-link cards or suspension or discontinuance of issuing of ez-link cards;
    3. any period where any equipment, software or system is unavailable for processing the use of the ez-link cards for payment; or
    4. any delay or detention arising from use of ez-link cards (including damaged ez-link cards).
  2. Damaged or defective ez-link cards may not be accepted in the equipment used by the Qualified Merchants. Neither Citibank, EZL nor the Agents shall be liable for any loss, delay or inconvenience that may be incurred if the ez-link card is not accepted in such equipment.
  3. Damaged or defective ez-link cards may not be accepted in the equipment used by the Qualified Merchants. Neither Citibank, EZL nor the Agents shall be liable for any loss, delay or inconvenience that may be incurred if the ez-link card is not accepted in such equipment.
  4. Citibank’s and EZL’s total liability to a Card Holder shall not exceed the aggregate of the Stored Value of such Card Holder’s ez-link card as of the date the Card Holder’s claim arises.

AMENDMENT

  1. EZL may (for and on behalf of itself and/or Citibank) from time to time amend any part of these Conditions. EZL will give notice of any amendment by posting the same at its website at www.ezlink.com.sg, any Passenger Service Centre or Ticket Office at MRT stations and bus interchanges, the premises of the Agents and/or such other premises as may be determined by EZL. The Card Holder agrees that any notification of amendments as aforementioned shall be sufficient notice for the purpose of this paragraph. If the Card Holder does not accept any amendments, he shall cease all use of the ez-link card. The Card Holder’s continued use of the ez-link card after the date of such notification shall constitute an affirmative acknowledgement � by the Card Holder of the amendments and shall be deemed to be the Card Holder’s acceptance of such revised Conditions.

NO WAIVER

No failure or delay on the part of EZL in exercising any power, right, or remedy under these conditions shall operate as a waiver of such power, right, or remedy.

RIGHT OF THIRD PARTIES

A person or entity who is not a party to these Conditions shall have no right under the Contracts (Rights of Third Parties) Act, chapter 53B of Singapore to enforce any term of these Conditions, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in this paragraph shall affect the rights of any permitted assignee or transferee of these Conditions.

FORCE MAJUERE

Neither Citibank nor EZL nor any Agents shall be liable for non-performance, error, interruption or delay in the performance of their obligations under these Conditions, in the ez-link card system’s operation, if this is due, in whole or in part, directly or indirectly to an event or failure which is beyond its reasonable control which includes without limitation:- (i) flood, lightning, acts of God, fire, earthquakes and other natural disasters; (ii) judgements, legislation, acts, orders, directives, policies, restrictions, regulations, bye-laws, prohibitions or measures of any kind on the part of any court, governmental, parliamentary and/or regulatory authority imposed or to be imposed after the fact; (iii) power failure; (iv) acts or defaults of any telecommunications network operator; (v) circumstances where communications lines and/or computer systems of EZL, Citibank, the Agents and/or the Qualified Merchants cannot be used for reasons attributable to third party telecommunications carriers; and (vi) acts or omissions of any Qualified Merchant or any party for whom Citibank, EZL and/or the Agents are/is not responsible.

INDEMNITY

The Card Holder hereby undertakes and agrees to indemnify each of Citibank and EZL and keep each of Citibank and EZL at all times fully indemnified from and against all actions, proceedings, claims, liabilities (including statutory liability), penalties, demands and costs (including without limitation, legal costs of Citibank and/or EZL on a solicitor and own client basis), awards, damages, losses and/or expenses however arising directly or indirectly by reason of and/or as a result of any breach or noncompliance by the Card Holder of the terms and conditions herein.

GOVERNING LAW

The construction, validity and performance of these Conditions shall be governed by and construed in accordance with Singapore law. Each party mentioned herein hereby submits to the non-exclusive jurisdiction of the Singapore courts.

TRANSIT CONDITIONS

The use of the ez-link card shall be subject to the Transit Conditions.


(“Transit Conditions”)

CONDITIONS OF USE FOR STORED VALUE CARDS IN THE PUBLIC TRANSPORT SYSTEM (“CONDITIONS”)

The use of a Card as a Ticket and for payment of Fares for travel in the Public Transport System shall be subject to the Issuer’s terms and conditions as may from time to time be applicable to the use of the Card (“Issuer’s Terms”), these Conditions, and all applicable laws and regulations Provided Always that these Conditions shall prevail over the Issuer’s Terms in the event of any conflict or inconsistency. By using a Card as a Ticket and for payment of Fares for travel in the Public Transport System, the Card Holder agrees to be and shall be bound by these Conditions.

Definitions

In these Conditions, the following words and expressions shall, unless otherwise provided or the context otherwise requires, have the following meaning:-

  1. Act means the Public Transport Council Act (Cap.259B) as amended from time to time.
  2. Card means any contactless multiple purpose Stored Value card and includes by definition any form factor accepted by the Operators and TLPL for use in the Public Transport System.
  3. Card Holder means a person who holds and uses a Card issued by the Issuer and which is accepted by TLPL and/or the Operators for use as a Ticket and as a means of fare payment in the Public Transport System.
  4. Fares means the amount payable to the Operators for Transit Services.
  5. Autoload means a system of electronic transfer in which funds are transferred from a bank account of a depositor to an organization or organizations designated by the depositor.
  6. Issuer means the party (or parties) who issues the Card for use as a Ticket and as a means of payment for Transit Services in the Public Transport System.
  7. LTA means the Land Transport Authority of Singapore, a body corporate established under the Land Transport Authority of Singapore Act (Cap 158A).
  8. Operators means SBS Transit Ltd, SMRT Trains Ltd, SMRT Buses Ltd, SMRT Light Rail Pte Ltd and such other persons as may be specified by TLPL from time to time.
  9. PTC means the Public Transport Council of Singapore, as established under the Act.
  10. Public Transport System means the public bus and rail systems from time to time operated by the Operators.
  11. Rail means the Mass Rapid Transit and Light Rapid Transit Systems.
  12. Stored Value means the monetary value paid in advance for and stored in a Card, including by means of a revaluation, or the residual value remaining therein from time to time, which may be used by a Card Holder for the payment of Transit Services.
  13. Ticket means a Card which is issued as a form of authorisation for the conveyance of any passenger on the Public Transport System, as understood within the context and meaning of the Act.
  14. TLPL means Transit Link Pte Ltd, its successors and assigns and such other persons as may be authorised by LTA from time to time.
  15. Fare System means the computerised system operated and managed by TLPL and/or Operators whereby, inter alia, payment of Fares in the Public Transport System may be effected through the use of any Card (including the top-up and refund functions applicable to such Cards).
  16. Transit Services means the services from time to time provided by the Operators for or in connection with the transportation of passengers on the Public Transport System.
  17. Transit Usage Device means any public transport fare payment device forming part of the Fare System which is used to effect the payment of Fares.

Payment for Transit Services

  1. A Card Holder shall exercise due care and diligence when presenting his/her Card onto any Transit Usage Device so as to enable the proper deduction of Fares. Without prejudice to the generality of the foregoing, a Card Holder shall:
    1. not attach onto his/her Card any object which may interfere with the read/write mechanism of any Transit Usage Device; and
    2. ensure that his/her Card has sufficient value before presenting it for Fare payment.
  2. A Card Holder shall show his/her Card to any authorized personnel of TLPL and/or the Operators upon demand whenever the same is presented for the purposes of Fare payment.
  3. Subject to the Act, each Operator is at liberty to determine the Fares (including any concessionary Fares) payable and the manner in which such Fares are payable. The Card Holder agrees to the deduction from the Stored Value of his/her Card of such Fares as are due to the Operators when using the Public Transport System.
  4. For travel by Rail, a Card Holder shall comply with the conditions on fares and tickets as stated under the Rapid Transit System Regulations.

Rejection of Card

  1. TLPL and/or the Operators shall be entitled to reject the use of a Card as a Ticket and as a means of Fare payment in the Public Transport System if:-
    1. the Card has expired;
    2. the Stored Value of the Card is insufficient or has been exhausted;
    3. the Card is suspected by TLPL and/or the Operators:
      1. to be a counterfeit;
      2. to have been fraudulently or illegally issued or revalued;
      3. to have been stolen or tampered with in any way;
      4. to have been used by a person to whom it was not issued or who is otherwise not entitled to the use thereof; or
    4. the Card is damaged, corrupted, defective, faulty or otherwise poses a risk of damage to the Fare System (including any Transit Usage Device);
    5. the Card has been blacklisted by the Issuer or has been made the subject of any recall or retention by the Issuer;
    6. the Card has not been activated for use in the Public Transport System;
    7. the Card is not capable or has ceased to be capable of functioning as a Ticket and as a means for the payment of Fares in the Public Transport System for any other reason whatsoever.
  2. In the event that a Card is rejected, the Card Holder shall pay any unpaid Fare in cash or with the use of a valid Card. The Card Holder shall be entitled to refund of any excess Fares Provided Always that the rejection of the card is not through the Card Holder’s fault and the Card Holder can present relevant proofs for such rebate claims within five (5) days as set forth in Clause 6.

Retention of Card

  1. TLPL and/or the Operators and/or any person authorised by TLPL and/or the Operators shall be entitled, at its/his discretion which shall be final and binding, to seize and/or retain any Card which is rejected pursuant to Clause 3.1 except where the Card is rejected pursuant to Clause 3.1 (a), (b), (f) and (g).
  2. A Card Holder shall surrender his/her Card to TLPL or the Operators upon demand and shall, in connection thereto, provide TLPL and/or the Operators with his/her name, NRIC or other identification number, address and contact number, in return for which the Card Holder shall be issued with a receipt or an acknowledgement form for the retained Card (“Retention Receipt”), and shall, where duly requested to do so, provide his/her fullest cooperation in connection with the investigations which may be carried out by TLPL and/or the Operators in relation to such retained Card.
  3. In the event that a Card is retained, the Card Holder shall pay any unpaid Fare in cash or with the use of a valid card. The Card Holder shall be entitled to refund of any excess Fares Provided Always that the retention of the card is not through the Card Holder’s fault and the Card Holder can present relevant proofs for such rebate claims within five (5) days as set forth in Clause 6.
  4. Card Holders can call the TransitLink Hotline after five (5) working days to check on the status of a retained Card by quoting the Retention Receipt number. No query or claim made in respect of any retained Card shall be entertained in the event that the Card Holder is unable to produce a Retention Receipt or a Retention Receipt number.
  5. TLPL and/or the Operators shall not be obliged to return a retained Card and may retain it permanently if, further to its or their investigations, the Card is determined by TLPL and/or the Operators whose determination shall be final and binding:
    1. to be a counterfeit;
    2. to have been fraudulently or illegally issued or revalued;
    3. to have been stolen or tampered with in any way;
    4. to have been used by a person to whom it was not issued or who is otherwise not entitled to the use thereof;
    5. to pose a risk of damage to any Fare System (including any Transit Usage Device);
    6. to have been blacklisted by the Issuer; or
    7. to have been made the subject of any recall or retention by the Issuer.
  6. Any and all claims by a Card Holder in respect of a retained Card (including, without limitation, the refund of any Stored Value, the return of any retained Card and/or for compensation) must be made within a period of three (3) months commencing from the date on which the Card was retained, failing which the Card Holder shall be deemed to have waived his right to claim and shall not be entitled to any payment whatsoever in respect thereof or to thereturn of the retained Card. LTA, TLPL and the Operators shall be under no further obligation to entertain any such claim and the Card shall be deemed lost and/or abandoned.
  7. For the avoidance of doubt, nothing herein shall be construed as to relieve or release the Card Holder in any way of his/her liability under law (including, without limitation, the payment of any penalty fee, as may from time to time be prescribed by the Public Transport Council).

Refunds and Replacement of Cards

  1. A Card Holder may only claim a refund of the Stored Value of a Card which has been retained pursuant to clause 4.1 where such Stored Value is rightfully due to the Card Holder Provided Always that such refunds shall, in the case of any Card operating under a Autoload scheme, be managed by the scheme provider or otherwise in accordance with the Issuer’s Terms and/or refund policies for the time being in force.

Customer Claims

  1. A Card Holder may claim a refund from TLPL of any excess fare (“Excess Fare”) which may have been deducted from a Card (including in circumstances where an expected reduction of fares was not given although the Transit Conditions for a concession or reduction (as the case may be) have been met) Provided That such claim is made within five (5) days of the incident.

Exclusion/Limitation of Liability

  1. Neither the Issuer, LTA, TLPL nor any Operator (or any of their respective officers, employees or agents) shall be liable for any losses, damages, expenses, claims, liability and costs (including cost on a solicitor and client basis) that a Card Holder may incur or suffer in connection with:
    1. the use of any Card as a Ticket and/or as a means of Fare Payment in the Public Transport System;
    2. any delay in the issuance of any Card or in the case of any retained Card, the return of such Card;
    3. the retention, suspension, discontinuance or revocation of any Card;
    4. any breakdown or fault in the Fare System; or
    5. any damaged, corrupted, defective, faulty Card.
  2. Without prejudice to Clause 7.1 above, should any liability be attributed to the Issuer, LTA, TLPL and/or any Operator in connection with the use of any Card as a Ticket and/or as a means of Fare payment in the Public Transport System whatsoever, including but not limited to any event or incident arising from any negligence, the Issuer’s, LTA’s, TLPL’s and such Operator’s total liability to the Card Holder under these Conditions and at law shall not exceed in aggregate the sum of S$ 500.

Amendment

TLPL may from time to time amend, modify or vary any part of these Conditions without any prior notice to Card Holders save that notice of any such amendments made shall be posted at any TLTO/TLCRO at MRT stations and bus interchanges and/or such other premises (including TLPL’s website) as may be determined by TLPL. The Card Holder’s continued use of the Card after the date of such notification shall constitute an affirmative acknowledgement by the Card Holder of the amendments and shall be deemed to be the Card Holder’s acceptance of the revised Conditions.

No Waiver

No failure or delay on the part of TLPL or any Operator in exercising any power, right, or remedy under these Conditions shall operate as a waiver of such power, right, or remedy. Nor shall any single or partial exercise of any power, right, or remedy preclude the further or other exercise thereof, or the exercise of any power, right, or remedy that it may have.

Right of Third Parties

Any person or entity which is identified or referred to in these Conditions (whether as a class of persons or otherwise) shall be deemed to be a party to these Conditions and shall accordingly be entitled to the benefit of, and to enforce in its own right, any provision of these Conditions which may be relevant to it or them to the fullest extent permitted by law. Save as aforesaid, the Contracts (Rights of Third Parties) Act shall not apply to give any person or entity who is not a party to these Conditions any right to enforce any term of these Conditions. For the avoidance of doubt, nothing in this Clause shall affect the rights of any permitted assignee or transferee of these Conditions.

Force Majeure

Neither TLPL nor any of the Operators shall be liable for any non-performance, error, interruption or delay in the performance of its or their obligations under these Conditions if the same is due, in whole or in part, directly or indirectly to an event or failure which is beyond its or their reasonable control including, without limitation: –

  1. flood, lightning, acts of God, exceptional weather conditions, floods, droughts, storms, high winds, typhoons, fire, earthquakes and other natural disasters;
  2. impacts with or by air crafts or aerial objects, terrorism (whether actual or threatened), explosions, wars, warlike operations, hostilities, insurgencies, invasions, epidemics, quarantines, acts of foreign or public enemies, hijacking or unlawful seizure or wrongful exercise of control of vehicles, curtailment of transportation facilities, civil commotion, riots, strikes or lock-outs on a city or industrial scale, industrial disputes, industrial actions by workmen, shortage of labour, goods and materials;
  3. judgments, legislation, acts, orders, directives, policies, restrictions, regulations, bye-laws, prohibitions or measures of any kind on the part of any court, governmental, parliamentary and/or regulatory authority imposed or to be imposed after the fact;
  4. power & telecommunication network failures;
  5. circumstances where communications lines and/or computer systems cannot be used for reasons attributable to any telecommunications carriers; and
  6. acts or omissions of any third party.

Indemnity

The Card Holder hereby undertakes to indemnify and keep TLPL, LTA and each of the Operators harmless from and against any and all actions, proceedings, claims, liabilities (including statutory liability), penalties, demands, costs (including without limitation, legal costs on a solicitor and own client basis), awards, damages, losses and/or expenses however arising as may be directly or indirectly suffered or incurred by TLPL and/or the Operators by reason of and/or as a result of any breach or non-compliance by the Card Holder of these Conditions.

Governing Law

The construction, validity and performance of these Conditions shall be governed by and construed in accordance with the laws of Singapore.

December 2009

Imagine

Terms and Conditions for EZ-Link Imagine American Express® Prepaid Card

  1. The EZ-Link Imagine American Express® Prepaid Card (“Card”) is issued by EZ-Link Pte Ltd (“EZ-Link”), who is licensed by American Express to issue American Express prepaid cards. EZ-Link has entered into an agreement with American Express where Cards bearing the American Express logo shall be accepted for payment at all merchants or retail points where American Express transactions can be made.
  2. You agree to be bound by these terms & conditions (“Terms”) whenever you purchase or use the Card. In addition –
    • “You” means the person who purchased the Card, or the person for whose benefit or use the Card has been purchased. “Your” has a corresponding meaning; and
    • “EZ-Link” means EZ-Link Pte Ltd and our successors, assignees and authorised agents. “We”, “our” and “us” have corresponding meanings.
  3. You shall:
    1. pay a card fee (“Card Fee”) of such amount (as may be determined by us from time to time) upon the initial purchase of the Card. Different Card Fees may be chargeable depending on the type of card purchased;
    2. provide identification particulars or such other information where required by EZ-Link upon the purchase of the Card.
  4. For the purposes of this Terms, Card(s) shall also refer to EZ-Link Imagine American Express Prepaid Card on card and non-card form factors.
  5. You shall sign the Card on the signature panel on the back of the Card immediately upon receipt, and safeguard the Card. You must not give the Card or your Card Account number to others or allow them to use it for charges, identification or any other purpose. If you do so, you will be liable for all charges made with the Card as a result.
  6. We shall not be responsible/liable to you for any discrepancy between the signature appearing on the Card and the corresponding sales slip or if for any reason(s) the Card is not accepted. You agree and understand that any discrepancy between the signature appearing on the Card and the corresponding sales slip shall not by itself be a ground for disputing the validity of the sales transaction.
  7. Your Card shall be valid for the period (“Validity Period”) stated on the card and shall expire on the first day of the following month indicated on the face of the Card. You agree and understand that the Validity Period may not be extended.
  8. The maximum initial stored value on the Card at any time shall not exceed Singapore Dollars One Hundred and Forty (S$140.00) prior to registration. We may permit the maximum stored value on the Card up to Singapore Dollars One Thousand (S$1000.00) where the Card has been designated by us as a reloadable card, or where you have completed such registration requirements as may be determined by us. While your registration is being processed, we may allow for one-time reload of up to Singapore Dollars Five Hundred (S$500.00). We shall be under no obligation to accept the registration, and may in our discretion reject any registration application.
  9. All card sales are limited to Singapore and delivery to Singapore addresses only.
  10. Top-ups, where permitted, may be done at authorised agents appointed by us. A fee may be chargeable for each top-up.
  11. You must:
    1. ensure that you have sufficient balance in your Card before use;
    2. keep a secure record of your Card number and the date on which your Card expires;
    3. keep your Card safe and within your possession. No refunds or replacement shall be entertained for any lost or stolen card;
    4. sign and activate your card as soon as you receive it;
    5. always remember to take your Card back after using it; and
    6. provide us with all necessary assistance to recover any unauthorised amount paid from your available balance.
  12. You must not:
    1. allow any other person to use your Card;
    2. give your Card number and details to any unauthorised person; or
    3. leave your Card in an unattended wallet, purse or vehicle or anywhere where another person could remove your Card without being noticed.
  13. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card.
  14. If your Card has expired, you must not continue to use it. If there is any unused stored value on your Card when your Card expires, you shall no longer be entitled to use that unused stored value.
  15. We shall not be obliged to process any refund of the available stored value on the Card before the expiry date stated on your Card. We shall only be obliged to refund you the remaining stored value, if any, on the Card under the following conditions:
    1. a refund application form is duly completed and submitted to us accompanied with the Card;
    2. the refund application form is filed with us after the expiry date of the Card, but within 1 month from the expiry date of the Card; and
    3. a refund processing fee shall apply for each refund, and shall be deducted from the remaining stored value on the Card. We will only be obliged to process a refund if the remaining stored value exceeds the refund processing fee. If there is insufficient stored value to cover the refund processing fee, we will notify you in writing of the unsuccessful refund.
    4. any refund shall not be by way of cash, but by transfer to your DBS bank account or crossed cheque as may be determined by EZ-Link.
  16. The remaining stored value will be refunded or made available to you within 30 days from the date we receive your refund application form. If you do not collect or effect your refund within 50 days from the date the refund is made available, you shall no longer be entitled to the remaining stored value, and we shall have the right to deal with the unclaimed stored value as we deem fit.
  17. If you do not file for a refund within 1 month from the expiry date of your Card, you shall no longer be entitled to claim the remaining stored value, and we shall have the right to deal with the remaining stored value in such manner as we deem fit.
  18. Where no payment or financial transactions are made on your Card for a continuous period of exceeding 90 days, a dormancy fee shall be charged and deducted from the remaining stored value on your Card after 90 days of inactivity on the Card, and thereafter for every month for which the Card remains inactive.
  19. You are not permitted to terminate your Card account for any reason whatsoever, and you shall not be permitted to any refund in event of any purported termination of your Card account.
  20. If your Card is damaged or defaced, you may apply for a replacement Card from us. A replacement fee determined by us shall be chargeable for the replacement of your damaged Card. We reserve the right to provide a replacement with an Original Card or a Card with a design different from your damaged or defaced Card. We reserve the right not to give a replacement Card if the identity of the cardholder cannot be verified.
  21. Delivery of replacement Card is limited to Registered Cardholder’s address in Singapore.
  22. Fees will be charged for some services. Please refer to the charge table.
  23. When you use the Card outside of Singapore, the Card transaction shall be charged in the currency of the relevant country where the Card is used, and converted into Singapore Dollars at such exchange rate at such time as may be determined by American Express. The conversion rate applied is based on the posting date of the Card transaction to your Card account. We shall charge you the converted amount and an administrative fee. Please refer to the charge table at www.imaginecard.com.sg.
  24. We may permit you to register the Card with us in order to be a Registered Cardholder. You shall produce the Card as well as appropriate identification documents (such as NRIC, Singapore driving licence and/or passport) to verify your personal particulars. Registration may also be performed through electronic or other means permitted by us. Upon successful registration, the card may be reloadable up to the maximum stored value of Singapore Dollars One Thousand (S$1000.00). Registration also allows you to inform us to blocking and unblocking of cards and replacement in case of damage or lost. We reserve the right to add more features or withdraw any features.
  25. Registered Cardholders shall, subject to the terms and conditions herein, not be liable to us for any fraudulent transactions not authorised by you after you have reported the loss to us.
  26. We may, at any time amend any part of these Terms. We will give notice of any amendment by posting the same at our website at www.imaginecard.com.sg or through such channels as we may determine in our discretion. Any such amendment shall bind you upon notice or on the date which such amendment takes effect as specified in the notice, whichever is earlier. You shall agree that any notification of amendments as aforementioned shall be sufficient notice for the purpose of this paragraph. Your continued use of the Card after the date of such notification shall constitute an affirmative acknowledgement by you of the amendments and shall be deemed to be your acceptance of such revised Terms.
  27. Our liability for any loss or damage that you may incur arising from the use of the Card shall not exceed Singapore Dollars One Thousand (S$1000.00) or the actual loss or damage, whichever is the lower.
  28. No failure or delay on our part in exercising any power, right, or remedy under these Terms shall operate as a waiver of such power, right, or remedy.
  29. A person or entity who is not a party to these Terms shall have no right under the Contracts (Rights of Third Parties) Act, chapter 53B of Singapore to enforce any term of these Conditions, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in this paragraph shall affect the rights of any permitted assignee or transferee of these Terms.
  30. The construction, validity and performance of these Terms shall be governed by and construed in accordance with Singapore law. Each party mentioned herein hereby submits to the non-exclusive jurisdiction of the Singapore courts.

/June 2012

FEVO

Terms and Conditions

  1. The FEVO MasterCard Electronic card (“Card”) is issued by EZ-Link Pte Ltd (“EZ-Link”), who is licensed by MasterCard to issue MasterCard cards. EZ-Link has entered into an agreement with MasterCard where Cards bearing the MasterCard logo shall be accepted for payment at all merchants or retail points where MasterCard transactions can be made.
  2. You agree to be bound by these terms & conditions (“Terms”) whenever you purchase or use the Card. In addition –
    • “You” means the person who purchased the Card, or the person for whose benefit or uses the Card has been purchased. “Your” has a corresponding meaning; and
    • “EZ-Link” means EZ-Link Pte Ltd and our successors, assignees and authorised agents. “We”, “our” and “us” have corresponding meanings.
  3. You shall:
    1. pay a card fee (“Card Fee”) of such amount (as may be determined by us from time to time) upon the initial purchase of the Card. Different Card Fees may be chargeable depending on the type of card purchased;
    2. provide identification particulars or such other information where required by EZ-Link upon the purchase of the Card.
  4. For the purposes of these Terms, Card(s) shall also refer to FEVO Prepaid MasterCard on card and non-card form factors.
  5. You shall sign the Card on the signature panel on the back of the Card immediately upon receipt, and safeguard the Card.
  6. We shall not be responsible/liable to you for any discrepancy between the signature appearing on the Card and the corresponding sales slip or if for any reason(s) the Card is not accepted. You agree and understand that any discrepancy between the signature appearing on the Card and the corresponding sales slip shall not by itself be a ground for disputing the validity of the sales transaction.
  7. Your Card shall be valid for the period (“Validity Period”) stated on the card and shall expire on the first day of the following month indicated on the face of the Card. You agree and understand that the Validity Period may not be extended.
  8. The initial stored value on the Card at any time shall not exceed Singapore Dollars One Hundred (S$100.00) unless otherwise specifically permitted by EZL. We may permit the maximum stored value on the Card to be reloaded up to Singapore Dollars One Thousand (S$1000.00) where the Card has been designated by us as a reloadable card, and you have completed such registration requirements as may be determined by us. We shall be under no obligation to accept the registration, and may in our discretion reject any registration application without providing any reasons.
  9. All card sales are limited to Singapore and delivery to Singapore addresses only. Delivery to postal boxes shall not be accepted.
  10. Top-ups, where permitted, may be done at authorised agents appointed by us. A fee may be chargeable for each top-up.
  11. You must:
    1. ensure that you have sufficient balance in your Card for the payment transaction before use;
    2. keep a secure record of your Card number and the date on which your Card expires;
    3. keep your Card safe and within your possession. No refunds or replacement shall be entertained for any lost or stolen card;
    4. sign and activate your card as soon as you receive it;
    5. always remember to take your Card back after using it; and
    6. provide us with all necessary assistance to recover any unauthorised amount paid from your available balance.
  12. You must not:
    1. allow any other person to use your Card;
    2. give your Card number and details to any unauthorised person; or
    3. leave your Card in an unattended wallet, purse or vehicle or anywhere where another person could remove your Card without being noticed.
  13. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card.
  14. If your Card has expired, you must not continue to use it. If there is any unused stored value on your Card when your Card expires, you shall no longer be entitled to use that unused stored value.
  15. You may not request for refund of the available stored value on the Card before the expiry date stated on your Card. We shall only be obliged to refund you the remaining stored value, if any, on the Card under the following conditions:
    1. a refund application form is duly completed and submitted to us;
    2. the refund application form is filed with us after the expiry date of the Card, but within 1 month from the expiry date of the Card; and
    3. a refund processing fee shall apply for each refund, and shall be deducted from the remaining stored value on the Card. We will only be obliged to process a refund if the remaining stored value exceeds the refund processing fee. If there is insufficient stored value to cover the refund processing fee, we will notify you in writing of the unsuccessful refund.
  16. The remaining stored value will be refunded or made available to you within 30 days from the date we receive your refund application form. If you do not collect or effect your refund within 50 days from the date the refund is made available, you shall be deemed to have abandoned your claim to the remaining stored value and shall no longer be entitled to the remaining stored value, and we shall have the right to deal with the unclaimed stored value as we deem fit.
  17. If you do not file for a refund within 1 month from the expiry date of your Card, you shall be deemed to have abandoned your claim to the remaining stored value and no longer be entitled to claim the remaining stored value, and we shall have the right to deal with the remaining stored value in such manner as we deem fit.
  18. Where no payment or financial transactions are made on your Card for a continuous period exceeding 3 months starting from the date of last transaction. A dormancy fee shall be charged and deducted from the remaining stored value on your Card after 3 months of inactivity on the Card, and thereafter for every month for which the Card remains inactive.
  19. You are not permitted to terminate your Card account for any reason whatsoever, and you shall not be permitted to any refund in event of any purported termination of your Card account.
  20. If your Card is damaged or defaced, you may apply for a replacement Card from us. A replacement fee determined by us shall be chargeable for the replacement of your damaged Card. You shall be entitled to a free replacement if the damage is due to malfunction of the Card within six (6) months from the date of purchase. Any remaining stored value in the damaged or defaced card shall only be transferred to the new card. Transfer of remaining stored value is only applicable to registered cards. For replacement of cards, cardholders will need to produce the damaged or defaced card and may be required to provide receipts for proof of purchase.
  21. The replacement Card shall be delivered to the Registered Cardholder’s address in Singapore.
  22. Fees will be charged for some services. Please refer to the charge table at www.fevocard.com.
  23. When you use the Card outside of Singapore, the Card transaction shall be charged in the currency of the relevant country where the Card is used, and converted into Singapore Dollars at such exchange rate at such time as may be determined by MasterCard. The conversion rate applied is based on the posting date of the Card transaction to your Card account. We shall charge you the converted amount and an administrative fee. Please refer to the charge table at www.fevocard.com.
  24. We may permit you to register the Card with us in order to be a Registered Cardholder. You shall produce the Card as well as appropriate photo identification documents (such as NRIC, Singapore driving licence and/or passport) to verify your personal particulars. Registration may also be performed through the FEVO website at www.fevocard.com, mobile app, SMS, electronic or other means permitted by us. Upon successful registration, the card may be reloadable up to the maximum stored value of Singapore Dollars One Thousand (S$1000.00). Registration also allows you to inform us to blocking and unblocking of cards and replacement in case of damage or lost. We reserve the right to add more features or withdraw any features.
  25. Registered Cardholders shall, subject to the terms and conditions herein, not be liable to us for any fraudulent transactions not authorised by you after you have reported the loss to us.
  26. We may, at any time amend any part of these Terms. We will give notice of any amendment by posting the same at our website at www.fevocard.com or through such channels as we may determine in our discretion. Any such amendment shall bind you upon notice or on the date which such amendment takes effect as specified in the notice, whichever is earlier. You shall agree that any notification of amendments as aforementioned shall be sufficient notice for the purpose of this paragraph. Your continued use of the Card after the date of such notification shall constitute an affirmative acknowledgement by you of the amendments and shall be deemed to be your acceptance of such revised Terms.
  27. Our liability for any loss or damage that you may incur arising from the use of the Card shall not exceed Singapore Dollars One Thousand (S$1000.00) or the actual loss or damage, whichever is the lower.
  28. No failure or delay on our part in exercising any power, right, or remedy under these Terms shall operate as a waiver of such power, right, or remedy.
  29. A person or entity who is not a party to these Terms shall have no right under the Contracts (Rights of Third Parties) Act, chapter 53B of Singapore to enforce any term of these Conditions, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in this paragraph shall affect the rights of any permitted assignee or transferee of these Terms.
  30. The construction, validity and performance of these Terms shall be governed by and construed in accordance with Singapore law. Each party mentioned herein hereby submits to the non-exclusive jurisdiction of the Singapore courts.

EZ-Reload by Card

DEFINITIONS AND INTERPRETATION

  1. In these terms and conditions (“Terms and Conditions”), the following words and expressions shall have the meaning ascribed to them:“Account” means any account which has been authorised by the Account Holder to enable EZ-Link to make deductions in respect of the provision of the EZ-Reload by Card Facility.“Account Holder” in relation to any Account means the person to whom the Account belongs to.“Application Form” means the form for the application of the EZ-Reload by Card Facility and includes any such form issued and/or submitted via electronic means for purposes of application for the EZ-Reload by Card Facility.“Card” means any credit, debit or charge card branded by VISA or MasterCard (or any other card association as may be stipulated by EZ-Link from time to time), and issued by any bank, financial institution or corporation, which may be used by the Account Holder as a means of payment for goods and/or services.“Card Holder” means the person bearing and using the EZ-Reload by Card Enabled ez-link card.

    “Convenience Fee” means a fee of $0.25 (or such other amount as may be determined by EZ-Link from time to time) charged to the Account Holder’s Account for each Revaluation service performed by EZ-Link.

    “Card Issuer” means the bank or financial institution issuing the Card.

    “EZ-Link” means EZ-Link Pte Ltd a company incorporated in Singapore providing the EZ-Reload by Card Facility.

    “ez-link card” means the “ez-link” branded stored-value facility owned by EZ-Link and used by the Card Holder for the payment of goods and services.

    “EZ-Reload by Card Enabled ez-link card” means an ez-link card that has been enabled with the EZ-Reload by Card Facility.

    “EZ-Reload by Card Facility” means the auto top-up service on ez-link cards provided by EZ-Link where ez-link cards are revaluated for a pre-selected amount automatically when the Stored Value on the ez-link card is equal or below the Threshold Value, and paid for by the Account Holder through the debiting of payments from the Account, and “EZ-Reload by Card” means any top-up transaction carried out on an ez-link card using the EZ-Reload by Card Facility.

    “Revalue” or “Revaluation” means adding the Revaluation Amount to the ez-link card through the use of a Revaluation Device.

    “Revaluation Amount” means the amount specified by the Account Holder to be charged to his Account for the purposes of revaluating EZ-Reload by Card Enabled ez-link cards issued to Card Holders.

    “Revaluation Device” means a bus ez-link card processor, a MRT/LRT Fare Gate or any other designated device for the Revaluation of the EZ-Reload by Card Enabled ez-link cards.

    “Stored Value” means the initial monetary value paid for and stored in an ez-link card or the residual value remaining therein from time to time.

    “Threshold Value” means that the Stored Value of the EZ-Reload by Card Enabled ez-link card has reached zero value or negative.

    “Ticket Office” means the ticket sales office located in MRT Stations and Bus Interchanges operated by TransitLink and/or other agents appointed by EZ-Link for the purpose of providing sales, revaluation, replacement, and refund services for ez-link cards, including EZ-Reload by Card Enabled ez-link cards.

    “TransitLink” means Transit Link Pte Ltd, a company incorporated in Singapore and appointed by EZ-Link to provide services in relation to the EZ-Reload by Card Facility.

  2. Words importing the singular shall include the plural and vice versa, words importing a gender shall include every gender.
  3. The Terms and Conditions for EZ-Reload by Card Facility is in addition to and shall be read in conjunction with the Conditions of Issue and Use For ez-link (CEPAS) Cards issued by EZ-Link. The Conditions of Issue and Use For ez-link (CEPAS) cards are available for inspection at the Ticket Offices.

CONDITIONS OF ISSUE

  1. The Account Holder shall submit to EZ-Link a duly completed Application Form using electronic means or such other means approved by EZ-Link from time to time to apply for the EZ-Reload by Card Facility. Upon approval by EZ-Link, the ez-link card(s) nominated by the Account Holder will be enabled with the EZ-Reload by Card Facility. The Account Holder may nominate up to a maximum of seven (7) ez-link cards to be enabled with the EZ-Reload by Card Facility. EZ-Link shall not be obliged to approve any Application Form and shall not be obliged to furnish any reasons for any rejected Application Form.
  2. In consideration of provision of the EZ-Reload by Card Facility by EZ-Link, the Account Holder hereby agrees:
    1. that the Terms and Conditions shall be binding on the Account Holder in respect of all matters in relation to the use of the EZ-Reload by Card Enabled ez-link card;
    2. that the Account Holder shall ensure that EZ-Reload by Card Enabled ez-link card(s) shall only be used by persons authorised by the Account Holder;
    3. that EZ-Link shall be entitled to obtain and hold a pre-authorisation (“Pre-authorisation”) equivalent to the Revaluation Amount and Convenience Fee from the Card Issuer and will be held by EZ-Link for a period of 7 calendar days to be applied towards any pending Revaluation when the Stored Value of the EZ-Reload by Card Enabled ez-link card reaches a value of S$20.00 or less. The Account Holder acknowledges that the Pre-authorisation will not be available for use from the Account until either the Pre-authorisation is applied towards the Revaluation or where EZ-Link releases the Pre-authorisation back to the Card Issuer if no Revaluation occurs within the 7 calendar days. The Account Holder acknowledges that notwithstanding that EZ-Link has released the Pre-authorisation, the amount will only be available for the Account Holder’s use after the Card Issuer has effected the release of the amount into the Account;
    4. that EZ-Link shall be entitled to inform the Card Issuer of the successful Revaluation and that the Card Issuer shall be entitled to charge the Account pursuant to the use of the EZ-Reload by Card Facility;
    5. that EZ-Link shall be entitled to inform the Card Issuer to credit the Account with any monies that may be due from EZ-Link to the Account Holder in respect of refund of monies by EZ-Link to the Account Holder pursuant to these Terms and Conditions or otherwise;
    6. that EZ-Link shall be entitled to deduct a Convenience Fee from the Account for each Revaluation;
    7. that EZ-Link shall be entitled to deduct from the Account any monies owing to EZ-Link in respect of any Revaluations done on ez-link cards nominated by the Account Holder; and
    8. that EZ-Link shall be entitled to blacklist or otherwise invalidate any EZ-Reload by Card Enabled ez-link card where the Account Holder is in breach of these Terms and Conditions. This shall include but not limited to EZ-Link blacklisting and terminating the ez-link card.
  3. Notwithstanding anything to the contrary herein contained, the Account Holder agrees that a minimum period of 24 hours must elapse between each Revaluation for each EZ-Reload by Card Enabled ez-link card. EZ-Link shall not be obliged to revalue the EZ-Reload by Card Enabled ez-link card with another Revaluation Amount until after the Account has been successfully debited for any previous Revaluation Amounts.

CONDITIONS OF USE

  1. The Account Holder hereby undertakes as follows:
    1. to ensure that the Terms and Conditions contained herein and in the Conditions of Issue and Use For ez-link (CEPAS) Cards are adhered to by the Card Holder where applicable;
    2. to ensure that the Account is valid and there are sufficient funds or sufficient credit limit in the Account at all times in order to meet deductions by EZ-Link pursuant to the EZ-Reload by Card Facility and in accordance with this Terms and Conditions;
    3. to inform EZ-Link immediately of any closure or termination of the Account or change in the Account that may prevent EZ-Link from deducting from the Account the applicable Revaluation Amount and Convenience Fee for each Revaluation;
    4. to provide EZ-Link with any information as may be reasonably requested by EZ-Link in relation to the issue, use and cancellation of the EZ-Reload by Card Enabled ez-link card, and the termination of the EZ-Reload by Card Facility, and to render any and all necessary assistance to EZ-Link and/or any agents appointed by EZ-Link in relation to any investigation relating to the use of the EZ-Reload by Card Enabled ez-link card;
    5. to instruct EZ-Link to terminate the EZ-Reload by Card Facility prior to the closure or termination of the Account; and
    6. save where the EZ-Reload by Card Enabled ez-link card has been reported lost and cancelled in accordance with paragraph 6.2, to be responsible for all transactions, including any Revaluation, made by the use or purported use of the EZ-Reload by Card Enabled ez-link card by any person whether with or without the knowledge or consent of the Account Holder.

PAYMENT

  1. In the event that EZ-Link fails to receive payment for the EZ-Reload by Card Facility in respect of any Revaluation for any reason whatsoever, EZ-Link shall have the right to do any or all of the following:
    1. Recover from the Account Holder the outstanding Revaluation Amounts and/or Convenience Fee plus all costs incurred (including legal costs on a full indemnity basis) for the recovery of payment from the Account Holder to EZ-Link. In addition, EZ-Link shall be entitled to recover any outstanding amounts due from the Account Holder via deduction from the remaining value contained in any other EZ-Reload by Card Enabled ez-link card (“Associated Card”) registered under the Account Holder.
    2. For the purpose referred to in paragraph 4.1.1, EZ-Link shall have the right to suspend the use of and/or terminate the use of the EZ-Reload by Card Enabled ez-link cards or any Associated Card.
    3. Terminate the EZ-Reload by Card Facility pursuant to paragraph 7.3.2;
    4. Disqualify the Account Holder from applying for, being considered for and/or successfully accepted under the EZ-Reload by Card Facility for any new ez-link cards for such length of time as may be determined to be appropriate by EZ-Link; and
    5. Deduct or set-off any monies owing to EZ-Link from the remaining value in respect of any EZ-Reload by Card Enabled ez-link cards issued or held in respect of that Account or the Account Holder.
    6. EZ-Link shall contact the Account Holder to arrange to refund of any excess money (free of interest) remaining in the EZ-Reload by Card Enabled ez-link cards after recovery of all monies owing to EZ-Link.
    7. EZ-Link shall not be obligated to bear the cost of any replacement ez-link card where the EZ-Reload by Card Enabled ez-link cards has been terminated under this Terms and Conditions.

LIMIT OF LIABILITY

  1. The provisions relating to exclusion of liability in the Conditions of Issue and Use For ez-link (CEPAS) Cards shall apply in full to the use of any EZ-Reload by Card Enabled ez-link cards.

LOSS OF EZ-LINK CARD

  1. It is the responsibility of the Account Holder to report the loss of any EZ-Reload by Card Enabled ez-link card (“Lost ez-link Card”) to EZ-Link at its hotline at telephone number 6496 8300 during the hours of 8.00 am to 6.00 p.m. with one or more of the following information:
    1. Name of the Account Holder.
    2. NRIC or passport number of the Account Holder.
    3. Engraved identification number of the affected EZ-Reload by Card Enabled ez-link card(s).

    In the event that the Lost ez-link Card is discovered outside of the hotline operating hours, the Account Holder may leave a voice mail reporting the loss with the above details. EZ-Link will attend to the loss report the next working day.

  2. EZ-Link shall cancel the Lost ez-link Card within 48 hours after a Lost ez-link Card has been reported in accordance with paragraph 6.1. EZ-Link shall refund to the Account Holder the remaining Stored Value on the Lost ez-link Card (if any) within 4 weeks of the date of cancellation. EZ-Link shall not be liable to refund to the Account Holder for any monies deducted from the Lost ez-link Card within the period of 48 hours after the Lost ez-link Card has been reported lost:
      1. for payment of fares on public transport services provided by the public transport operators, save that EZ-Link shall refund the Account Holder for any deductions for fares for public transport services exceeding $10.00 in aggregate within the 48 hours after the Lost ez-link Card has been reported lost, and
      2. for all payment of goods and services other than for public transport services within the 48 hours after the Lost ez-link Card has been reported lost, whether such deductions from the Lost ez-link Card were made with the Account Holder’s or Card Holder’s knowledge or consent or not.

    Until the expiry of 48 hours after a Lost ez-link Card has been reported, the Account Holder shall be liable for any Revaluation to the Lost ez-link Card via the EZ-Reload by Card Facility as well as any deductions incurred on the ez-link card, and EZ-Link shall be entitled to deduct from the Account for the Revaluation performed. Where the Account Holder does not make a lost report to EZ-Link, the Account Holder shall continue to be liable for any deductions incurred or Revaluation occurring on the Lost ez-link Card.

The Account Holder shall not be liable for any Revaluation or deductions made on the Lost ez-link Card after the the expiry of 48 hours from the time of reporting loss of the ez-link Card.

  • Where the loss of an EZ-Reload by Card Enabled ez-link card has been reported, the Account Holder or Card Holder will have to re-apply for the EZ-Reload by Card Facility for the replacement ez-link card.

TERMINATION OF EZ-RELOAD BY CARD FACILITY

  1. The Account Holder may terminate the EZ-Reload by Card Facility by presenting the relevant EZReload by Card Enabled ez-link card(s) at TransitLink (EZ-Link’s appointed agent) or any Ticket Offices. The Account Holder shall pay all outstanding monies payable to EZ-Link prior to termination of the EZ-Reload by Card Facility. However, termination of the Facility is not allowed while an outstanding debit Amount is pending. Upon payment of the outstanding Amount, the Facility may then be terminated.
  2. The EZ-Reload by Card Facility may be terminated by EZ-Link upon giving at least 7 days’ written notice of the intention to terminate to the Account Holder.
  3. Notwithstanding paragraph 7.2, EZ-Link reserves the right to terminate the EZ-Reload by Card Facility upon written notice to the Account Holder and the Bank in the event that:
    1. there is a breach by the Account Holder or Card Holder in respect of any of the Terms and Conditions contained herein;
    2. there is a failure to receive payment of monies owing to it as provided in paragraph 4;
    3. the Account of the Account Holder is no longer valid; or
    4. EZ-Link is unable to successfully deduct the Revaluation Amount and/or Convenience Fee from the Account.
  4. Upon termination of the EZ-Reload by Card Facility howsoever, the EZ-Reload by Card Facility shall be disabled on the ez-link card, and:
    1. Any and all monies due and owing to EZ-Link by the Account Holder in relation to the terminated EZ-Reload by Card Enabled ez-link card shall be paid within 2 weeks of the date of notification by EZ-Link (as the case may be) of the amount due and owing; and
    2. Provided that EZ-Link shall have the right to set-off any monies owing to it from such remaining Stored Value.
    3. Where the Account Holder owes any amount to EZ-Link in respect of the EZ-Reload by Card Facility services provided by EZ-Link, EZ-Link may in its discretion reject any further application to register any ez-link card for EZ-Reload by Card Facility until any amounts owing has been paid in full.

REFUND FOR SURRENDERED EZ-RELOAD BY CARD ENABLED EZ-LINK CARDS

  1. Account Holders who wish to surrender any EZ-Reload by Card Enabled ez-link card can do so at TransitLink, any Ticket Office or any other locations or channels designated by EZ-Link from time to time.
  2. Any remaining value on the EZ-Reload by Card Enabled ez-link card, based on the amount as determined from EZ-Link’s computer records, will be refunded free of interest to the Account Holder and shall be credited to his Account within 4 weeks of the date of surrender.

AMENDMENT

EZ-Link may from time to time amend any part of these Terms and Conditions as EZ-Link thinks fit. EZ-Link may give notice of any amendment by posting the amended Terms and Conditions at EZ-Link’s website (www.ezlink.com.sg) or at any Ticket Office at MRT and LRT stations and bus interchanges, and/or such other premises as may be determined by EZ-Link or by sending the Account Holder a notice, or by any method which EZ-Link thinks fit. The Card Holder agrees that any notification of amendments as aforesaid shall be sufficient notice for the purpose of this paragraph. The continued use of the EZ-Reload by Card Enabled ez-link card after the date of such notification shall constitute an affirmative acknowledgement by the Account Holder of the amendments and shall be deemed to be the Account Holder’s acceptance of such revised Terms and Conditions.

NOTICES

Unless otherwise provided herein all notices, demands or other communications by EZ-Link shall be in writing to the address of the Account Holder as stated in EZ-Link’s records and shall be deemed served if

  1. delivered by hand, on the day of delivery;
  2. by ordinary post, on the day following that on which the notice was posted; or
  3. by facsimile transmission, on the day the facsimile was transmitted.

NO WAIVER

No failure or delay on the part of EZ-Link or its agents in exercising any power right or remedy under the Terms and Conditions shall operate as a waiver of such power right or remedy, nor shall any single or partial exercise of any power right or remedy preclude the further or other exercise thereof, or the exercise of any power right or remedy which it may have.

RIGHT OF THIRD PARTIES

A person or entity who is not a party to these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act to enforce any term of these Conditions, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in this paragraph shall affect the rights of any permitted assignee or transferee of these Terms and Conditions..

LAW

The Terms and Conditions are governed by and shall be construed in accordance with the laws of Singapore. The Account Holder hereby submits to the exclusive jurisdiction of the Singapore courts.

/March 2015

EZ-Reload by Giro

DEFINITIONS AND INTERPRETATION

  1. In these terms and conditions (“Terms and Conditions”), the following words and expressions shall have the meaning ascribed to them:“Account” means the bank account designated by the Account Holder in the Application for the EZ-Reload by GIRO Facility and accepted by EZ-Link and the Bank for debiting of Revaluations via EZ-Reload by GIRO.“Account Holder” means the person who has had an ez-link card enabled with the EZ-Reload by GIRO Facility by EZ-Link and whose Account will be debited in respect to automatic or customer activated Revaluations made to the EZ-Reload by GIRO Enabled ez-link card(s) held or issued to Cardholder(s) at his request.“Application” means the application of the EZ-Reload by GIRO Facility and includes any such application via electronic means or otherwise for purposes of application for the EZ-Reload by GIRO Facility.“Application Fee” means the $1.00 fee (or such other amount as determined by EZ-Link from time to time) payable by the Account Holder to EZ-Link for each application submitted for the EZ-Reload by GIRO Facility.“Bank” means any bank licensed to operate retail-banking services in Singapore and participating in the EZ-Reload by GIRO Facility.“ez-link card” means the multi-purpose stored-value contactless smartcard issued by EZ-Link for the payment of goods and services.

    “Card Holder” in respect to a EZ-Reload by GIRO Enabled ez-link card refers to the Account Holder or a person nominated by the Account Holder in the Application for the EZ-Reload by GIRO Facility who is authorised to collect and use an EZ-Reload by GIRO Enabled ez-link card, linked to the Account, or the Holder of a EZ-Reload by GIRO Enabled ez-link card.

    “Convenience Fee” means a fee of $0.15 (or such other amount as may be determined by EZ-Link from time to time) charged to the Account Holder’s Account for each Revaluation performed by EZ-Link.

    “Deduction” means the deduction of the Amount from the Account by the Bank and payable to EZ-Link upon each Revaluation.

    “Deposit” means an amount equivalent to the Revaluation Amount which shall be deducted upon the successful application of the EZ-Reload by GIRO Facility for each EZ-Reload by GIRO Enabled ez-link card, and which shall be held by EZ-Link, and in the event the Deduction by the Bank of the Revaluation Amount from the Account is unsuccessful, such Deposit may be applied by EZ-Link towards settlement of the Revaluation Amount which has been topped-up onto the ez-link card.

    “EZ-Link” refers to EZ-Link Pte Ltd, the issuer of the ez-link card and the provider of the EZ-Reload by GIRO Facility.

    “ez-link card” means the multi-purpose contactless stored value facility issued by EZ-Link for the payment of goods and services.

    “EZ-Reload by GIRO Facility” or “Facility” means the auto top-up service of a nominated ez-link card whereby the ez-link card nominated by the Account Holder can be topped up for a pre-selected amount (and deducted from the Account) automatically by a public transport fare system device or such other devices authorised by EZ-Link when the remaining value in the ez-link card is equal or below a threshold value.

    “EZ-Reload by GIRO Enabled ez-link card” means an ez-link card that has been nominated and enabled for EZ-Reload by GIRO.

    “Public transport fare system device” means a bus contactless smartcard Processor, a MRT Fare Gate or a LRT Fare Gate.

    “Revaluation” means adding stored value to the ez-link card via the EZ-Reload by GIRO Facility.

    “Revaluation Amount” means the amount specified by the Account Holder in the Application to be deducted from his Account for the purposes of topping up the EZ-Reload by GIRO Enabled ez-link card issued to Card Holders, or the amount as may be subsequently changed by the Account Holder.

    “Ticket Office” means an office located in MRT Stations and Bus Interchanges operated by TransitLink or an authorised agent of EZ-Link for the purpose of providing sales, top-ups, replacement, and refund services for ez-link cards, including EZ-Reload by GIRO Enabled ez-link cards.

    “TransitLink” means Transit Link Pte Ltd, a company incorporated in Singapore and having its registered office at 9 Maxwell Road #03-02 Annexe A MND Complex Singapore 069112.

  2. Words importing the singular shall include the plural and vice versa, words importing a gender shall include every gender.
  3. The Terms and Conditions for the Use of EZ-Reload by GIRO Facility are in addition to the Conditions of Issue and Use Of EZ-Link (CEPAS) Cards issued by EZ-Link. In the event of any inconsistency between the Terms and Conditions contained herein and the Conditions of Issue and Use Of EZ-Link (CEPAS) Cards, the Terms and Conditions herein shall prevail.

    CONDITIONS OF USE

    1. Any Account Holder may upon approval by the Bank and EZ-Link have his nominated ez-link card(s) enabled with the EZ-Reload by GIRO Facility.
    2. In consideration of the enabling of the nominated ez-link card(s) with the EZ-Reload by GIRO Facility by EZ-Link, the Account Holder hereby agrees:
      1. that EZ-Link is authorized to deduct from the Account the applicable Deposit for each EZReload by GIRO Enabled ez-link card;
      2. that the Terms and Conditions shall be binding on the Account Holder in respect of all matters in relation to the use of the EZ-Reload by GIRO Facility and the EZ-Reload by GIRO Enabled ez-link card;
      3. that EZ-Link and the Bank shall be entitled to establish the proper linkage between the Account and the said EZ-Reload by GIRO Enabled ez-link card;
      4. that EZ-Link shall be entitled to deduct a Convenience Fee from the Account for each Revaluation;
      5. that EZ-Link shall be entitled to authorise the Bank and that the Bank shall be entitled to debit the Account pursuant to the use of the EZ-Reload by GIRO Facility;
      6. to pay the Application Fee to EZ-Link for each ez-link card enabled with the EZ-Reload by GIRO Facility.
      7. that EZ-Link shall be entitled to authorise the Bank and that the Bank shall be entitled to credit the Account with any monies that may be due from EZ-Link to the Account Holder in respect of refund of monies by EZ-Link to the Account Holder pursuant to the Terms and Conditions or otherwise.
    3. Notwithstanding anything to the contrary herein contained, the Account Holder agrees that a minimum period, to be determined by EZ-Link, must elapse between each Revaluation of the EZ-Reload by GIRO Enabled ez-link card. EZ-Link shall not be obliged to Revalue the EZ-Reload by GIRO Enabled ez-link card with another Revaluation Amount until after the Account has been successfully debited for any previous Revaluation Amounts.

    UNDERTAKING BY ACCOUNT HOLDER

    1. The Account Holder hereby undertakes as follows:
      1. to ensure that the Terms and Conditions contained herein and in the Conditions of Issue and Use of EZ-Link (CEPAS) Cards are adhered to by the Card Holder where applicable;
      2. to maintain at all times a sufficient balance in his Account to enable the Bank to make the requisite debits in respect of the use of the EZ-Reload by GIRO Facility;
      3. to provide EZ-Link with any information as may be reasonably requested by EZ-Link in relation to the use and cancellation of the EZ-Reload by GIRO Facility, and the termination of the EZ-Reload by GIRO Facility, and to render any and all necessary assistance to EZ-Link in relation to any investigation relating to the use of the EZ-Reload by GIRO Facility; and
      4. subject to paragraph 6.2, to be responsible for all transactions made by the use or purported use of the EZ-Reload by GIRO Enabled ez-link cards by any person whether with or without the knowledge or consent of the Account Holder.

    PAYMENT

    1. In the event that EZ-Link fails to receive payment in respect of any monies to be debited from the Account for any reason whatsoever, EZ-Link shall have the right to do any or all of the following:
      1. Deduct from the Deposit to settle the Revaluation Amount effected onto the EZ-Reload by GIRO Enabled ez-link card and owing to EZ-Link, and in addition to authorize EZ-Link to further deduct an amount equivalent to the Revaluation Amount in order to maintain the Deposit for the purposes of the EZ-Reload by GIRO Facility.
      2. Impose on the Account Holder an administrative charge (“Administrative Fee”) of $2.00 for each unsuccessful Deduction from the Account.
      3. Suspend the use of all EZ-Reload by GIRO Enabled ez-link cards issued in respect of that Account and to reactivate the use of the said card(s) only upon the Account Holder’s settlement of all monies owed to EZ-Link, including the Top-Up Amount, Convenience Fee and Administrative Fee.
      4. Terminate the use of any or all EZ-Reload by GIRO Enabled ez-link cards issued in respect of that Account and/or terminate the EZ-Reload by GIRO Facility pursuant to paragraph 7.3.2 and
      5. Disqualify the Account Holder and/or the Card Holder(s) from applying for, being considered for and/or successfully accepted under the EZ-Reload by GIRO Facility for any new ez-link cards for such length of time as may be determined to be appropriate by EZ-Link.
      6. Deduct or set-off any monies owing to EZ-Link from the remaining value paid in respect of any EZ-Reload by GIRO Enabled ez-link cards issued or held in respect of that Account or the Account Holder.

    LIMIT OF LIABILITY

    The provisions relating to exclusion of liability in the Conditions of Issue and Use Of Ez-link cards shall apply in full to the use of any EZ-Reload by GIRO Enabled ez-link cards.

    LOSS OF EZ-RELOAD BY GIRO ENABLED EZ-LINK CARDS

    1. It is the responsibility of the Account Holder or Card Holder(s) to report the loss of any EZ-Reload by GIRO Enabled ez-link cards to EZ-Link on telephone number 6496 8300 during office hours with one or more of the following information:
      1. Name of the Account Holder.
      2. NRIC or passport number of the Account Holder.
      3. Engraved identification number of the affected EZ-Reload by GIRO Enabled ez-link card(s).
    2. EZ-Link shall cancel the lost EZ-Reload by GIRO Enabled ez-link Card within 48 hours after a loss report has been reported in accordance with paragraph 6.1. EZ-Link shall refund to the Account Holder the remaining Stored Value on the lost ez-link card (if any) and the Deposit (less any deductions) within 4 weeks of the date of cancellation. EZ-Link shall not be liable to refund to the Account Holder for any monies deducted from the Lost ez-link Card within the period of 48 hours after the lost ez-link card has been reported lost:
      1. for payment of fares on public transport services provided by the public transport operators, save that EZ-Link shall refund the Account Holder for any deductions for fares for public transport services exceeding $10.00 in aggregate within the 48 hours after the Lost ez-link card has been reported lost, and
      2. for all payment of goods and services other than for public transport services within the 48 hours after the lost ez-link card has been reported lost,

      whether such deductions from the lost ez-link card were made with the Account Holder’s or Card Holder’s knowledge or consent or not.

    3. The Account Holder shall not be liable for any Revaluation or deductions made on the Lost ez-link Card after the Lost ez-link Card has been cancelled.
    4. Where the loss of an EZ-Reload by GIRO Enabled ez-link cards has been reported, the Account Holder or Card Holder will have to re-apply for the EZ-Reload by GIRO Facility for the replacement ez-link card.

    TERMINATION OF EZ-RELOAD BY GIRO FACILITY

    1. The Account Holder may terminate the EZ-Reload by GIRO Facility by presenting the relevant EZ-Reload by GIRO Enabled ez-link card(s) at TransitLink (EZ-Link’s appointed agent) or any Ticket Offices. The Account Holder shall pay all outstanding monies payable to EZ-Link prior to termination of the EZ-Reload by GIRO Facility. However, termination of the facility is not allowed while an outstanding debit Amount is pending. Upon payment of the outstanding Amount, the facility may then be terminated.
    2. EZ-Link reserves the right to terminate the EZ-Reload by GIRO Facility in the event that:
      1. there is a breach by the Account Holder or Card Holder in respect of any of the Terms and Conditions contained herein; or
      2. there is a failure to receive payment of monies owing to it as provided in paragraph 4.
      3. the Account of the Account Holder is no longer valid; or
      4. EZ-Link is unable to successfully deduct the Revaluation Amount and/or Convenience Fee from the Account.
    3. Upon termination of the EZ-Reload by GIRO Facility by EZ-Link, the EZ-Reload by GIRO Facility shall be disabled on the ez-link card, and:
      1. All monies due and owing to EZ-Link by the Account Holder in relation to the terminated EZ-Reload by GIRO Enabled ez-link cards shall be paid within 2 weeks of the date of notification by EZ-Link/TransitLink of the amount due and owing; and
      2. The remaining value paid on the EZ-Reload by GIRO Enabled ez-link cards shall remain on the ez-link card;
      3. Provided that EZ-Link shall have the right to set-off any monies owing to it from such remaining Stored Value on the ez-link card.

    REFUND FOR SURRENDERED EZ-RELOAD BY GIRO ENABLED EZ-LINK CARDS

    1. Card Holders of EZ-Reload by GIRO Enabled ez-link cards who wish to surrender their ez-link cards, can do so at any Ticket Office or any other locations or channels designated by EZ-Link from time to time.
    2. The value remaining, if any, of the EZ-Reload by GIRO Enabled ez-link cards, based on the amount as determined from EZ-Link’s computer records including the Deposit (less any deductions), will be refunded free of interest to the Account Holder and shall be credited to his Account within 4 weeks of the date of surrender.

    AMENDMENT

    EZ-Link may from time to time amend any part of these Terms and Conditions. EZ-Link will give notice of any amendment by posting the amended Terms and Conditions at any Passenger Service Centre or Ticket Office at MRT and LRT stations and bus interchanges, the premises of the TransitLink and/or such other premises as may be determined by EZ-Link. The Card Holder agrees that any notification of amendments as aforementioned shall be sufficient notice for the purpose of this paragraph. If the Card Holder does not accept any amendments, he shall cease all use of the ez-link card. The Card Holder’s continued use of the ez-link card after the date of such notification shall constitute an affirmative acknowledgement by the Card Holder of the amendments and shall be deemed to be the Card Holder’s acceptance of such revised Terms and Conditions.

    NOTICES

    1. Unless otherwise provided herein all notices, demands or other communications by EZ-Link shall be in writing to the address of the Account Holder as stated in EZ-Link’s records and shall be deemed served if
      1. delivered by hand, on the day of delivery;
      2. by ordinary post, on the day following that on which the notice was posted; or
      3. by facsimile transmission, on the day the facsimile was transmitted.

    NO WAIVER

    No failure or delay on the part of EZ-Link, its agents, or any service provider in exercising any power right or remedy under the Terms and Conditions shall operate as a waiver of such power right or remedy. Nor shall any single or partial exercise of any power right or remedy preclude the further or other exercise thereof, or the exercise of any power right or remedy which it may have.

    RIGHT OF THIRD PARTIES

    A person or entity who is not a party to these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act to enforce any term of these Conditions, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in this paragraph shall affect the rights of any permitted assignee or transferee of these Terms and Conditions.

    LAW

    The Terms and Conditions are governed by and shall be construed in accordance with the laws of Singapore. The Account Holder hereby submits to the non-exclusive jurisdiction of the courts of Singapore.

    /December 2014

    EZ-Reload e-statement

    1. The EZ-Reload e-Statement Service (“Service”) is a value-add default service provided by EZ-Link for users of EZ-Reload by GIRO and EZ-Reload by Card who have registered their email address with EZ-Link. Please read and understand the Terms and Conditions for the Service as the use of the Service will constitute your agreement to and acknowledgement of these terms and conditions as well as the acknowledgement of all the inherent risks in the transmission of e-Statement via e-mail.
    2. The provision of this Service is at EZ-Link’s discretion, and such Service may be modified, suspended, withdrawn, cancelled or discontinued by EZ-Link at any time.
    3. You will receive the e-Statement only if you have activated the EZ-Reload accounts and have made top-up transaction through EZ-Reload by GIRO or EZ-Reload by Card.
    4. Each bank or credit/debit card account will receive only one e-Statement per month.
    5. You agree to release us from any liability whatsoever resulting from any unauthorised assess from any party to your e-Statement sent to your designated email address (“Designated Email”). You agree that EZ-Link cannot warrant the timeliness, security, confidentiality or availability in the transmission of the e-Statements to the Designated Email.
    6. You may terminate the Service at any time by submitting a request via phone call to our call centre. On such request, EZ-Link shall remove your email address from our records as soon as possible. Do note that in such a time where your email address is again provided to EZ-Link for the purpose of facilitating the application, enquiry, termination or any other investigation purposes, your email address will be reinstated into our records.
    7. You are required to check all e-Statements for any unauthorized transactions, and if you are aware of any unauthorized transaction(s) on any of the e-Statements, you must notify both EZ-Link and your bank as soon as reasonably practicable.
    8. EZ-Link may from time to time advertise its products and services as well as those of its partners through the e-Statement Service.
    9. You understand that EZ-Link will use its best endeavours to ensure the security of the Service. Notwithstanding the foregoing, you agree that EZ-Link shall not liable in any manner for any disruption, unavailability of the Service, communication, electrical or network failure that may result in the e-Statements being incomplete, unavailable or delayed in transmission. You also understand that the while EZ-Link will take all reasonable measures, we cannot guarantee that the use of and the transmission of information via email is secure, and that the information transmitted may be liable to errors, viruses, delay, interception, modification or amendment by unauthorized persons, the transmission may be disrupted, interrupted, delayed or incorrect. You agree that in subscribing to the Service, you will not hold EZ-Link responsible for any errors, viruses, delay, inaccuracy, losses, damages whatsoever arising from or in connection with the customer use of the Service including but not limited to any interception, modification or amendment, disruption, interruption, delay or inaccuracy of e- mails or internet transmission or other communication equipment or facilities. For the avoidance of doubt, EZ-Link shall not be responsible for any losses suffered whether direct, indirect, consequential, or special loss, even if EZ-Link shall have been advised of the same.
    10. You agree that you will not hold EZ-Link responsible for any consequences that may arise as a result of any online communication between you and EZ-Link which may be lost in transmission (whether in whole or in part).
    11. You acknowledge and agree that EZ-Link shall have the right to amend any term(s) of this agreement at any time by giving such notice in writing to the customer, whether by mail, facsimile, e-mail notification or otherwise or by notices at EZ-Link’s website, and your continued subscription to the Service will constitute your agreement to the amendment(s).

    Version: 8th June 2011

    EZ-Online

    1. Before you may proceed to use the services of EZ-Online, you must read and accept all of the terms and conditions relating to the use of EZ-Online and the particular terms applicable to the services.
    2. This site is provided by EZ-Link on an “AS-IN” and “AS AVAILABLE” basis. EZ-Link makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, products or services included on this site. EZ-Link does not warrant that the information on your card obtained using the EZ-Online services are up-to-date or accurate, and you use the services at your own risk. You expressly agree that your use of this site is at your sole risk and that EZ-Link shall not be liable for any injury, loss or damage incurred by use of or reliance on the services and information provided in this site. EZ-Link is not liable for any loss of money, goodwill, reputation, or any direct, indirect, incidental, special or consequential damages arising out of your use of our services.
    3. EZ-Link shall endeavour to make available the EZ-Online service but does not warrant that the EZ-Online service is available at any or at all times. EZ-Link disclaims any loss or inconvenience to you resulting from the unavailability of the EZ-Online service.
    4. You shall also be solely responsible for the set-up, configuration or compatibility of your hardware, equipment and software for access to the site and you shall provide at your own expense all facilities or resources necessary for such proper access. Without prejudice to the foregoing, you shall not create any circumstances whereby other users are affected in their access to, and use of, the site.
    5. All contents of the site including, but not limited to the text, graphics, links and sounds are the copyright of EZ-Link or its licensors. Save as may be expressly permitted, you may not otherwise copy, download, distribute, display, perform, adapt, modify, publish, create derivative works from, decompile, reverse engineer or otherwise deal with in any way all or any of the contents of the site without the prior written consent of EZ-Link.
    6. EZ-Link reserves the right in its discretion to modify without prior warning or notice these EZ-Online Terms & Conditions of Use and any information or material contained on the site, including, without prejudice to the generality of the above, revisions, amendments, withdrawals and discontinuations of any services or information at any time and at the sole discretion of EZ-Link. You agree that your continued use of the site after such modification shall constitute an affirmative acknowledgement by you of the modifications and agreement by you to abide and be bound by such modifications.

    EZ-Online Top-Up Service

    1. A convenience fee for the EZ-Online Top-Up Service will be imposed for each top-up transaction that has been authorized. The convenience fee will be charged as follows:
    Top-up AmountConvenience Fee (incl GST)
    $5.00$0.25
    $20.00$0.35
    $50.00$0.55
    $100.00$0.90
    1. You should only use valid Singapore issued credit/debit cards belonging to you. The invalid, illegal or unauthorized use of credit/debit cards or use of fraudulent credit/debit cards may result in the denial of service by EZ-Link or the incident being reported to the police or relevant authorities. Any invalid, illegal or unauthorized use of credit/debit cards or use of fraudulent credit/debit cards may result in your ez-link card being disabled from use.
    2. You should ensure that the identification numbers of the target ez-link card to be topped-up are entered fully and accurately when using the EZ-Online Top-Up Service. EZ-Link disclaims all liability for losses suffered by users arising from wrong entry of the card identification number. EZ-Link shall not be obliged to stop any transaction or to refund any amounts topped-out erroneously to ez-link cards arising from the incorrect entry of ez-link identification numbers.
    3. You should present your ez-link card for synchronization with the ez-link card reader immediately upon authorization of the amount for the EZ-Online Top-Up. In the event that you do not present your ez-link card for EZ-Online Top-Up synchronization, EZ-Link will hold the authorized top-up amount to await your presentment of the ez-link card for synchronization for a period of 3 months. After expiry of the 3 months period, EZ-Link will reverse the authorized top-up amount to your credit/debit card account, after deducting the applicable Convenience Fee.

    By clicking on the “Yes, I agree” button below and proceeding to use the EZ-Online services, you acknowledge that you have read and accepted the EZ-Online terms and conditions of use and would like to top up your ez-link card with your Visa or MasterCard Credit or Debit cards* from home or the office. You acknowledge that you already installed your ez-link card reader (ACR122U) to your PC or lap-top and have direct access to the internet**

    * We are also currently exploring other means of top-up – e.g. via bank account which will be announced at the appropriate time.

    ** It is recommended to have direct access to your Internet Service Provider (ISP) to use the services offered by EZ-Online with ease. Access to the services depends on firewall and Proxy server settings of individual office networks.

    EZ-Pay

    DEFINITIONS AND INTERPRETATIONS

    1. In these terms and conditions (“Terms and Conditions”), the following words and expressions shall have the meaning ascribed to them:“Account” means your credit card account in which you have authorised us to enable us to make deductions in respect of the provision of EZ-Pay services.“Account Holder”, “You” or “Your” in relation to any Account means the person to whom the Account belongs to and who is using the EZ-Pay services.“Application” means an online or hardcopy application required to be submitted to EZ-Link including via EZ-Pay website for purposes of application for EZ-Pay.

      “Card” means any credit card branded by VISA or MasterCard issued by a Card Issuer, which may be used by the Account Holder as a means of payment for Electronic Road Pricing (ERP) and Electronic Parking Services (EPS) only.

      “Card Holder” means the person using EZ-Pay.

      “Card Issuer” means the bank or financial institution which has partnered with EZ-Link to allow Cards issued by it to be accepted for EZ-Pay services.

      “EZ-Link”, “We”, “Us” or “Our” means EZ-Link Pte Ltd a company incorporated in Singapore providing the EZ-Reload by Card Facility.

      “EZ-Pay” or “EZ-Pay Service” means the post-paid card-less payment solution for payment for Electronic Road Pricing (ERP) and Electronic Parking Services (EPS), and paid for by the Account Holder through the debiting of payments from the Account.

      “EZ-Pay Account” means an account which has been set-up for you online when you register for the EZ-Pay services in order to view your transactions.

    2. Words importing the singular shall include the plural and vice versa, words importing a gender shall include every gender.

      REGISTRATION

      1. Before you can use EZ-Pay Service, you must register your vehicle and Card details with EZ-Link in order to open an EZ-Pay account.
      2. To use EZ-Pay:
        1. You must be the owner of a privately-owned Singapore registered vehicle which you are registering for EZ-Pay;
        2. You must have a Visa or MasterCard credit card issued by Card Issuer and valid for use. This is the registered card for the EZ-Pay service;
        3. You can register up to three vehicles for one Card in order to obtain an EZ-Pay account.
        4. You may register any vehicle that is not owned by you to your EZ-Pay account, but you will be liable for all EZ-Pay charges charged to your Card.
      3. You must register with us by filling in an online application at our website or hardcopy application to register for the EZ-Pay service. You must provide us with accurate, complete and updated information when registering your personal particulars with us.
      4. It will take about five (5) working days to process your application. We will send you an SMS and email notification in an estimated of 4 working days to advise on the application status, your EZ-Pay account and the effective start date of the EZ-Pay service.
      5. You agree and understand that the EZ-Pay shall only be useable for payment on Electronic Road Pricing (ERP) charges collected by Land Transport Authority and Electronic Parking Services (EPS) services at selected car parks which accept payment via EPS solutions.
      6. In consideration of providing this EZ-Pay service, you hereby agree:
        1. that this Terms and Conditions shall bind on you in respect of all matters relating to the use of the EZ-Pay services;
        2. that we shall be entitled to obtain and hold a pre-authorisation (“Pre-authorisation”) from your available credit limit under your Card and this amount will be held by us for a recurring period of 5 calendar days to be applied towards your Account when it reaches a value of S$50.00 or less. You may see the Pre-authorisation amount reflected in your Card statement. You acknowledge that the Pre-authorisation amount will not be available for your use under the Account until either the Pre-authorisation amount is applied in full or where EZ-Link releases the Pre-authorisation (for any reason including upon unsuccessful Pre-authorisation). You acknowledge that the Pre-authorisation can be held for a period of 5 calendar days (or such other period we require) and the Pre-authorisation can be refreshed by us so long as you are registered for the EZ-Pay Service. You acknowledge that notwithstanding that EZ-Link has released the Pre-authorisation, the amount will only be available for your use after the Card Issuer has effected the release of the amount into the Account, which shall be on a best efforts basis after 7 days;
        3. In the event that EZ-Link is unable to obtain a Pre-authorisation, EZ-Link shall have the right to terminate the EZ-Pay service without notice;
        4. that EZ-Link shall be entitled to inform the Card Issuer of the Pre-authorisation and that the use of EZ-Pay shall be charged to the Card; and that EZ-Link shall be entitled to inform the Card Issuer to charge your Account with any monies that may be due from you to EZ-Link for the use of EZ-Pay pursuant to these Terms and Conditions or otherwise;
        5. that EZ-Link shall be entitled to inform the Card Issuer to credit the Account with any monies that may be due from EZ-Link to you in respect of refund of monies by EZ-Link to you pursuant to these Terms and Conditions or otherwise; and
        6. that EZ-Link shall be entitled to terminate the Account where the Account Holder is in breach of these Terms and Conditions. This shall include but not limited to EZ-Link terminating the Account.

      CONDITIONS OF USE OF EZ-PAY

      1. You hereby undertake as follows:
        1. to ensure that the Terms and Conditions contained herein are adhered to by you at all times;
        2. to ensure that the Account is valid at all times and there are sufficient funds or sufficient credit limit in the Account at all times in order to meet deductions by EZ-Link pursuant to the EZ-Pay and in accordance with these Terms and Conditions;
        3. to inform EZ-Link immediately of any closure or termination of the Account or change in the Account that may prevent EZ-Link from obtaining a Pre-authorisation or effecting charges from the Account;
        4. to provide EZ-Link with any information as may be reasonably requested by EZ-Link in relation to the issue, use and termination of the EZ-Pay, and to render any and all necessary assistance to EZ-Link and/or any agents appointed by EZ-Link in relation to any investigation relating to the use of the EZ-Pay;
        5. to immediately instruct EZ-Link to terminate the EZ-Pay prior to the closure or termination of the Account or in the event the Card is lost or stolen; and
        6. to be responsible for all Pre-authorisations and charges made to the EZ-Pay account notwithstanding the loss or theft of the Card or the theft or transfer of the vehicle to which the EZ-Pay account is registered to until such time when you inform us to close or terminate the EZ-Pay Account.

      PAYMENT

      1. In the event that we fail to receive payment for the EZ-Pay or for any reason whatsoever, we have the right to do any or all of the following:
        1. Recover for the payment from you to be paid to EZ-Link in respect of the EZ-Pay services (including legal costs on a full indemnity basis). In addition, we are entitled to recover any outstanding amounts due from you by charging the Card including but not limited to deducting the payment from the Pre-authorisation amount.
        2. For the purpose referred to paragraph (a), EZ-Link shall have the right to suspend the use of and/or terminate the use of the EZ-Pay.
        3. Terminate the EZ-Pay without notice pursuant to paragraph 5.
        4. Disqualify you from applying for, being considered for and/or successfully accepted under the EZ-Pay for such length of time as may be determined to be appropriate by us.
        5. In terminating the EZ-Pay service, we shall not be liable to you for any fines or penalties arising from non-payment of ERP or EPS charges arising from the EZ-Pay service being terminated.

      TERMINATION OF EZ-PAY

      1. You may terminate EZ-Pay through our website. You shall pay all outstanding monies payable to EZ-Link prior to termination of EZ-Pay.
      2. You will be required to terminate and re-apply EZ-Pay should there be a change in the number of the registered Card.
      3. You will be required to terminate EZ-Pay if the registered vehicle has been sold or if the registered vehicle or the applicable IU is lost or stolen, failing which you will be liable for all charges incurred by that vehicle. You shall remain liable for any EZ-Pay payments arising from your failure or delay in terminating the EZ-Pay. You may re-apply for the EZ-Pay services for the new vehicle.
      4. EZ-Pay may be terminated by EZ-Link upon giving written notice of the intention to terminate the Account Holder. Up to four (4) working days are required to process the termination.
      5. Notwithstanding paragraph 5.4, EZ-Link reserves the right to immediately terminate EZ-Pay upon written notice to the Account Holder and the Card Issuer in the event that:
        1. there is a breach by the Account Holder in respect of any of the Terms and Conditions contained herein;
        2. there is a failure to receive payment of monies owing to it as provided in paragraph 4;
        3. the Account of the Account Holder is no longer valid; or
        4. EZ-Link is unable at any time to successfully obtain pre-authorisation from the Account.
      6. Where you owe any amount to EZ-Link in respect of EZ-Pay services provided by EZ-Link, EZ-Link may in its discretion reject any further application to register EZ-Pay until all amounts owing has been paid in full.

      AMENDMENT

      1. EZ-Link may from time to time amend any part of these Terms and Conditions as EZ-Link thinks fit. EZ-Link will send you a notice for the amendments by SMS or email, or by any method which EZ-Link thinks fit. You agree that any notification of amendments as aforesaid shall be sufficient notice for the purpose of this paragraph. The continued use of EZ-Pay after the date of such notification shall constitute an affirmative acknowledgement by you of the amendments and shall be deemed to be your acceptance of such revised Terms and Conditions.

      NOTICES

      1. Unless otherwise provided herein all notices, demands or other communications by EZ-Link shall be in writing to the address of the Account Holder as stated in EZ-Link’s records and shall be deemed served if delivered:
        1. by SMS to the mobile number registered with EZ-Link
        2. by hand, on the day of delivery;
        3. by ordinary post, on the day following that on which the notice was posted; or
        4. by email, on the day the email was transmitted.

      NO WAIVER

      1. No failure or delay on the part of EZ-Link or its agents in exercising any power right or remedy under the Terms and Conditions shall operate as a waiver of such power right or remedy, nor shall any single or partial exercise of any power right or remedy preclude the further or other exercise thereof, or the exercise of any power right or remedy which it may have.

      INDEMNITY

      1. You shall indemnify and keep fully indemnified EZ-Link at all times against all liabilities, costs (including legal costs on an indemnity basis), expenses, damages and losses including any direct losses and all interest, penalties and other reasonable costs and expenses suffered or incurred by you arising from any breach arising out of or relating to the use of EZ-Pay, as well as any actions or your omissions.

      LIMITATION OF LIABILITIES

      1. You agree that EZL shall not be liable to you for any loss or damage howsoever caused and regardless of the form of loss or damage which may be suffered or incurred by EZL in connection with this Terms and Conditions including (without prejudice to the generality of the foregoing) any loss of profit, revenue, anticipated savings, indirect or inconsequential damages of any kind whatsoever caused by you.

      RIGHT OF THIRD PARTIES

      1. A person or entity who is not a party to these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act to enforce any term of these Conditions, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in this paragraph shall affect the rights of any permitted assignee or transferee of these Terms and Conditions.

      PERSONAL DATA

      1. In the course of providing the EZ-Pay services, you understand and agree that EZ-Link may collect, compile, store, process and use Personal Data belonging to you for the purposes of processing, providing and managing the EZ-Pay services. You also agree that EZ-Link has the right to disclose Personal Data collected from you to Land Transport Authority and EZ-Link’s subcontractors for the purpose of operating and providing the EZ-Pay services.
      2. EZ-Link represents and warrants that it shall comply with the requirements of the Personal Data Protection Act (Act 26 of 2012 of Singapore) (“PDPA”) in respect of the collection, use, disclosure and other handling of Personal Data, and that such data will not be transferred out of Singapore for any reason.“Personal Data” means data, whether true or not, about an individual which can be identified
        • from the data; or
        • from that data and other information to which the receiving party has or is likely to have access.

      LAW

      1. The Terms and Conditions are governed by and shall be construed in accordance with the laws of Singapore. You hereby submit to the exclusive jurisdiction of the Singapore courts.

      /March 2017